Joshua King
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Everyone has easy access to credit cards nowadays. These things can become quite dangerous if used freely. Debit cards ensure you have the funds available to make the purchase but also offer fewer rewards and protections. There are benefits to both, but you must understand them before using them. Debit cards should be your first foray into the card business. There are unique debit cards that give cashback rewards and others that feed you dividends....
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The deeper into Passive Income we dive, the richer we become. Knowledge is the ultimate form of currency, so we need to become innovative as hell.
Being able to create passive income from thin air is the ultimate goal. We can sell covered calls or buy tiny homes on a plot of land using leverage.
We can also farm coins on the decentralized crypto marketplace and sell NFTs that pay us royalties for their lifetime.
Whatever we decide to do for advanced...
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Our 30s is the time to focus on building our real estate empire. But first, we have one major obstacle to overcome. We have to buy our first primary residence. Yes, this is where most people stumble. We buy homes that are too big, too expensive, and require too much furniture and maintenance. If you are serious about becoming a real estate investor, you need to make an excellent first choice. If you get yourself behind because of a primary residence,...
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How soon can you retire from the workforce? What is your magic number? How much income do you need to replace with passive income? You must discover your Bare Bones Budget to see how much your household needs to run. Once you have this number, you can replace your earned income (job) with passive income streams. Your BBB is a series of small budgets for bills, expenses, food, and allowances. The smaller the numbers, the faster you retire. Good Luck!...
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Maybe you love your job-good for you. But what if your boss changes and the new one treats you much differently? Wouldn't it be nice to have the freedom of choice? You can stay at your current job, change careers, or retire that same day. This is called financial freedom, and you can achieve it. However, you'll have to keep your lifestyle under wraps. That's right; you'll have to balance your choices today with freedom tomorrow. If you simply keep...
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Are you thinking of retiring overseas, at least for a few years? Your dollars will go much further than in America. The goal would be to live entirely on passive income streams. However, we also need to have a nice amount of cash and an emergency fund. Just like living in America, crap happens overseas. You can wake up one day, and the country you know has completely changed. Cash is every bit as vital to our success as having cash flow from dividends,...
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It is vital we understand the nature of debt-before we get into debt. Unfortunately, we don't get this information during class. Debt is a function of the past. When you have debt, you will always solve yesterday's problems with today's money. Even worse, you're stealing money from tomorrow. When you add high interest on debt, it becomes an entire mess. I spent 20 years in debt; then, I freed myself. You don't need to relive my mistakes. Save for...
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Every business uses a sales funnel to find a lead, then convert that lead from cold to warm. Eventually, you want your audience to make multiple purchases from your business. There are two main ways to grab someone from the "street." You can advertise or use content marketing (content creation). Content marketing is more effective in the long term because it adds value to the person. They will begin to know, like, and trust you, AND then make a purchase....
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Who doesn't love having options? As we transition to retirement and living the laptop life, wouldn't it be nice to make money from stocks we already own? Money on top of dividend income and capital gains? By selling covered calls, we can earn the premium and keep the underlying stocks. However, we have to sell these options safely by picking a safe strike price. We cannot get greedy. Selling options can be very complex at first, so we need to take...
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I have loved my Dividend Debit Card since July 2020. For reference, my DDC is a Cash App cash card attached to my Casp App brokerage account. The cool part of my DDC is that Cash App forwards my dividends directly to my cash balance. This means I receive dividends as I would a transfer from another human. I use my DDC for daily frivolous spending, such as fast food and shopping. Remember, dividends are guilt-free income. If you want a lifestyle different...
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They set us up for failure; they pushed us to become employees without understanding how money worlds. But we can't blame them. It's time to accept accountability for our choices AND our debt. There are two rules to money: money is an exchange of value, and time is more valuable than money. We must use money to buy our time-we call this financial independence. Once you understand the premise for creating the life of your dreams, it is on you to make...
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Home equity loans have been the saving grace for many Americans over the past 20 years. You could withdraw cash and have your home equity grow back. It didn't take much work to grow our home equity. Are our home equity loans a viable option with rising interest rates? We don't know where interest rates will settle, but it looks like they will remain higher for longer. Can you afford to tap a home equity loan over 12%? Is it worth it to put your home...
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Men, what are we doing to ourselves? Why do we seek women with equal or more financial resources than us? The truth is that women should marry to level themselves (and their lives) up. Therefore, they are looking to be much better off once they match. If a woman already has an education, a great career, and a house, why does she need you? She wants someone who can level her up even more-and she has every right to seek such a life. The average man...